Loan Calculator

Calculate monthly payments, total interest, and amortization

Results

Monthly Payment: $0
Total Interest: $0
Total Amount Paid: $0

How to Use the Loan Calculator

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Tool Overview

This loan calculator helps you understand the financial implications of a loan. It calculates your monthly payments, total interest paid over the life of the loan, and the total amount you'll repay.

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Step-by-Step Instructions

  1. Enter the total loan amount you're considering
  2. Input the annual interest rate offered by the lender
  3. Specify the loan term in years
  4. Click "Calculate" to see the results
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Input Explanation

  • Loan Amount: The total amount of money you're borrowing
  • Annual Interest Rate: The annual percentage rate (APR) charged by the lender
  • Loan Term: The length of time you have to repay the loan (in years)
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Understanding Results

The calculator displays three key metrics:

  • Monthly Payment: The amount you'll pay each month
  • Total Interest: The total interest you'll pay over the loan term
  • Total Amount Paid: The sum of principal and interest